Search results
We Are Partnered With Leading Credit Repair Companies For The Best Options
and removing inaccurate items from their credit file.
Explore your options
It’s important to carefully examine each report, and if consumers notice accounts on their report that they do not own or don’t recognize, they should then file a dispute with the bureau displaying the account information. If the account is determined not to belong to the consumer, it may be removed from the credit report.
Once the smaller balances have been paid and the accounts closed, an individual can then begin working on paying down larger debts.
For accounts that are intended to remain open long-term (credit cards, auto financing), keeping the balances low and the payments made on time will also improve the consumer’s credit score.
Finally, when it comes to accounts with large balances and high interest rates, an individual might find it beneficial to work with a credit repair agency to decrease the sum of their debts.
Credit repair agencies typically assist clients with decreasing the balance of their open accounts, setting up a lower monthly payment and rate, or settling the debt so that the consumer can avoid experiencing the hardships that often come with large debts on one’s credit report.
There is an array of different credit repair options depending on an individual’s degree of debt. Cleaning up a credit report and increasing a consumer’s credit score can help improve their financial wellbeing and enable them to make smarter financial decisions when planning for the future.
